• Meet people who change
    the world of finance

Billon disrupts technological fundaments behind money and the way it is stored and moved between people and organizations. We have created a revolutionary instant payments system tapping on distributed ledger technology. Our technology supports all national currencies, complies with financial regulations and eliminates barriers of time and distance. It is a technology that cares for people’s needs in the digital age.

We are a 50+ team of people creating a human-centric financial technology that would empower everyone to participate in the digitized global economy of tomorrow. We are currently present in Poland and UK.

Meet our team!

Andrzej Horoszczak

Founder / CEO

Andrzej is a leading authority on blockchain, with a career spanning 10 years in Wall Street, and then as a successful entrepreneur. He is the founder of Billon and the architect of cryptographic technology behind it.

Robert Kałuża


Robert is an expert in complex IT strategies, working previously at blue chip companies – HP, Mars and Orange – across multiple locations in Europe. Robert manages Billon’s daily operations and secures its funding.

David Putts

MD, International Expansion & Partnerships

David, a three time bank CEO, has years of banking experience across Europe. He also worked for 10 years at McKinsey in the US. David is responsible for Billon’s international development and partnerships.

Jacek Figuła


Jacek has been leading sales teams for over twenty years and secured growth of many world-wide corporations in Central and Eastern Europe. He oversees Billon’s commercial strategy.

Tadeusz Kuropatwiński

MD, Digital Payments

Tadeusz is experienced in building and taking international fintech and e-commerce businesses across CEE. Previously he worked for Naspers, XTB and Accenture. He is responsible for making Billon’s Group distributed ledger a global standard in digital payments.

Michał Pakuła

MD, Business Delivery & Infrastructure

Michał served the last 8 years as the head of corporate strategy at T-Mobile Poland and prior to that he worked with McKinsey. Michał manages Billon’s business delivery and financial infrastructure.

Andrzej Klesyk

Non-executive director

Andrzej is an experienced C-level executive who spent eight years at the helm of PZU, Poland’s biggest insurance company. Andrzej serves as an advisor to the rest of the team, sharing his invaluable experience and know-how.

Wojciech Kostrzewa

Non-executive director

Wojciech since 2005 has been the CEO of ITI Group, the most influential media conglomerate in Poland. Prior to that he worked as a CEO or a managing director at the Polish Development Bank, BRE Bank and Commerzbank. In total he has accumulated 27 years of experience as a C-level executive in leading finance and media companies.

Jeff Grady

Non-executive director

Jeff is an experienced senior executive and investor, active in dynamic companies from C-Suite. He has been directly involved in private equity, turnarounds, own startups and early-stage businesses founded by other entrepreneurs. Jeff has been an active angel investor over the last 15 years, assisting in key build-out, strategy and other expansion issues.

Our awards

World Summit Award

Billon in the Global Top 40, representing Business & Commerce category – 2017

Central European Startup Awards

National Winner – Best Fintech Startup – 2017

Regional Winner – People Choice – 2017

NCBiR Smart Growth grant

4,5M PLN grant for technology development – 2017

Fintech 71

100K USD grant from the US startup accelerator – 2017

Horizon 2020

2M EUR grant from the EU programme on research and innovation – 2017

Award of the Ministry of Development

Ministry of Development Award for an outstanding young company – 2017

Start-ups in the Palace

Participation in the event “Start-ups in the Palace” under the patronage of the President of the Republic of Poland as one of the top 10 B2B start-ups – 2017

FCA Regulatory Sandbox

Participation in the FCA Regulatory Sandbox – 2016

Money 20/20

Money 20/20 Startup Row – Copenhagen 2015

GO_GLOBAL program

Co-financing of the international development in the GO_GLOBAL programme by the National Research and Development Center – 2015

Citi Mobile Challenge EMEA

Citi Mobile Challenge EMEA Award, Most Innovative Blockchain Solution – 2015