• Meet the people who change
    the world of finance

Billon transforms the digital foundation of money and its global circulation. We have created a revolutionary instant payout system, based on the distributed ledger. Our technology breaks down the barriers of time and distance, at the same supporting national currencies and operating in accordance with financial regulations. Billon is the right choice for the people of the digital age.

Our financial technology was created by over 80 people. Our goal is to make the global digital economy of the future accessible to everyone. We operate in Poland and in the UK.

Our people

Andrzej Horoszczak

Founder / CEO

Andrzej is a leading expert in blockchain technology. He worked at Wall Street for 10 years, after which he moved on to become a successful entrepreneur. He is the founder of Billon and, together with Polish mathematicians and cryptographers, the creator of the technology itself.

Robert Kałuża


Robert is an expert in creating strategies that focus on combining the IT and business sectors. He was the head of the strategic analysis department at Orange Polska and worked as an IT consultant at McKinsey. He is responsible for the day-to-day management of Billon, and seeking funding for the company.

David Putts

Chairman & MD of Expansion

David created, among others, the Inteligo Bank and managed different banks in Central Europe. He also worked for Barclays in the UK and for McKinsey in the USA. David is responsible for the international development and business partnerships.

Jacek Figuła


Jacek has more than 20 years of experience in managing sales teams across many global companies in Central and Eastern Europe. Today he creates the commercial strategy for our company.

Tadeusz Kuropatwiński

MD, Digital Payments

Tadeusz has many years of experience in building international teams in the fintech industry and e-commerce in Central and Eastern Europe. He used to work for Naspers, XTB and Accenture. His goal is to establish Billon technology as the world standard for digital payments.

Michał Pakuła

MD, Business Delivery & Infrastructure

Michał was the head of the corporate development department at T-Mobile Polska for 8 years. He also worked for McKinsey. He is responsible for project oversight and financial infrastructure.

Andrzej Klesyk

Non-executive director

Andrzej is an experienced manager who spent 8 years as the CEO of PZU, the largest insurance company in Poland. Sharing his experience and know-how, he is a key consultant to the Billon Board of Directors.

Wojciech Kostrzewa

Non-executive director

Wojciech has been the President of the ITI Group since 2005. Previously he worked as President and CEO of the Polish Development Bank, BRE Bank and Commerzbank. He has 27 years of managerial experience in leading financial and media companies.

Jeff Grady

Non-executive director

Jeff is an experienced senior executive and investor, active in dynamic companies from C-Suite. He has been directly involved in private equity, turnarounds, own startups and early-stage businesses founded by other entrepreneurs. Jeff has been an active angel investor over the last 15 years, assisting in key build-out, strategy and other expansion issues.

Our awards

World Summit Award

Billon in the Global Top 40, representing Business & Commerce category – 2017

Central European Startup Awards

National Winner – Best Fintech Startup – 2017

Regional Winner – People Choice – 2017

NCBiR Smart Growth grant

4,5M PLN grant for technology development – 2017

Fintech 71

100K USD grant from the US startup accelerator – 2017

Horizon 2020

2M EUR grant from the EU programme on research and innovation – 2017

Award of the Ministry of Development

Ministry of Development Award for an outstanding young company – 2017

Start-ups in the Palace

Participation in the event “Start-ups in the Palace” under the patronage of the President of the Republic of Poland as one of the top 10 B2B start-ups – 2017

FCA Regulatory Sandbox

Participation in the FCA Regulatory Sandbox – 2016

Money 20/20

Money 20/20 Startup Row – Copenhagen 2015

GO_GLOBAL program

Co-financing of the international development in the GO_GLOBAL programme by the National Research and Development Center – 2015

Citi Mobile Challenge EMEA

Citi Mobile Challenge EMEA Award, Most Innovative Blockchain Solution – 2015